The Software & Tech Sell Off

Right now, there is a lot of fear in the stock market. You might be seeing red screens and panic on the news. But as a perma-bull team of universal optimists, we see something completely different: a massive opportunity.

Here is the simple truth about what is really going on with the market drop, and why the future of tech is brighter than ever.

The Japan Shake-Out A lot of the recent market drop has nothing to do with bad companies. It has to do with borrowed money.

For a long time, big investors borrowed money from Japan because it was super cheap. They used that cheap money to buy stocks in the US. Recently, Japan started raising the cost to borrow that money.

Because of this, investors had to sell their stocks quickly to pay back their Japanese loans. When they sold, stock prices dropped. When prices dropped, stock brokers demanded more cash from other investors to cover their bets, which forced even more selling.

It is just a temporary traffic jam of money. It simply flushes out the people who borrowed too much, leaving the good stocks on sale for the rest of us.

The Silly Fear About AI There is a story going around that Artificial Intelligence (AI) is going to destroy regular software companies. People think AI will do everything for free, so no one will pay for software anymore. This caused a lot of people to sell their tech stocks.

But this fear is completely backward.

Look at Duolingo and Microsoft Let’s look at Duolingo. People got worried and sold the stock. But under the hood? They are making over a billion dollars a year. They aren't being destroyed by AI; they are using AI to build their language lessons faster and cheaper. It is giving them higher profits, not lower.

Then look at Microsoft. People are complaining that Microsoft is spending too much money building out AI computers. But Microsoft just made a record-breaking amount of money! They are not throwing money away. They are using AI to make their products better, and millions of people are happily paying for it.

The Perma-Bull Outlook AI is not the end of software. It is a massive upgrade. These companies are using AI to save money and create amazing new tools.

The recent panic is just short-term noise. It is clearing the runway for the next big wave of growth. The best companies in the world are currently on sale just because some big funds had to pay back their loans.

Stay focused, stay positive, and remember: the future is always getting better.

— Zelix Mystz

FEB 20 2026